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The U.S. military said 54 Iraqis were killed Sunday in the northern city of Samarra as U.S. forces used tanks and cannons to fight their way out of simultaneous ambushes while delivering new Iraqi currency to banks. Residents said the casualty figure was much lower and that the dead were mostly civilians. But by the American account, the battle was the bloodiest combat reported since the fall of Saddam Hussein (news - web sites)'s regime in a U.S.-led invasion. On Monday, assailants ambushed a U.S. military convoy with small arms fire about 50 miles west of Baghdad, killing one soldier, the U.S. military said. The U.S. military said attackers in Samarra, many wearing uniforms of Saddam's Fedayeen paramilitary force, struck at two U.S. convoys at opposite sides of Samarra, 60 miles north of Baghdad. Capt. Andy Deponai, whose tank was hit by a rocket-propelled grenade, said the guerrillas had deployed about 30-40 men near each of the two banks where the new currency was being delivered. "It was a large group of people," said Brig. Gen. Mark Kimmitt. "Are we looking at this one closely? Yes. Is this something larger than we've seen over the past couple of months? Yes. Are we concerned about it? We'll look at it and take appropriate measures in future operations." Deponai said he was surprised by the scale of the attack. "Up to now you've seen a progression - initially it was hit and run, single RPG shots on patrols, then they started doing volley fire, multiple RPG ambushes, and then from there this is the first well-coordinated one," he said. "Here, it seems they had the training to stand and fight," Deponai said. The scars of the battle were evident Monday. About a dozen cars lay destroyed in the streets, many apparently crushed by tanks, and bullet holes pocked many buildings. A rowdy crowd gathered at one spot, chanting pro-Saddam slogans. One man fired warning shots in the air wh... Free Essays on Bills Free Essays on Bills The U.S. military said 54 Iraqis were killed Sunday in the northern city of Samarra as U.S. forces used tanks and cannons to fight their way out of simultaneous ambushes while delivering new Iraqi currency to banks. Residents said the casualty figure was much lower and that the dead were mostly civilians. But by the American account, the battle was the bloodiest combat reported since the fall of Saddam Hussein (news - web sites)'s regime in a U.S.-led invasion. On Monday, assailants ambushed a U.S. military convoy with small arms fire about 50 miles west of Baghdad, killing one soldier, the U.S. military said. The U.S. military said attackers in Samarra, many wearing uniforms of Saddam's Fedayeen paramilitary force, struck at two U.S. convoys at opposite sides of Samarra, 60 miles north of Baghdad. Capt. Andy Deponai, whose tank was hit by a rocket-propelled grenade, said the guerrillas had deployed about 30-40 men near each of the two banks where the new currency was being delivered. "It was a large group of people," said Brig. Gen. Mark Kimmitt. "Are we looking at this one closely? Yes. Is this something larger than we've seen over the past couple of months? Yes. Are we concerned about it? We'll look at it and take appropriate measures in future operations." Deponai said he was surprised by the scale of the attack. "Up to now you've seen a progression - initially it was hit and run, single RPG shots on patrols, then they started doing volley fire, multiple RPG ambushes, and then from there this is the first well-coordinated one," he said. "Here, it seems they had the training to stand and fight," Deponai said. The scars of the battle were evident Monday. About a dozen cars lay destroyed in the streets, many apparently crushed by tanks, and bullet holes pocked many buildings. A rowdy crowd gathered at one spot, chanting pro-Saddam slogans. One man fired warning shots in the air wh...

Individual in society Essay Example | Topics and Well Written Essays - 1500 words

Individual in society - Essay Example 2. Why am I completing a Learning Journal as part of my study of social psychology? The learning journal aims at helping me properly understand and reflect on the ideas, issues and concepts learnt from topics in the class lectures in the most efficacious way possible. The journal also aims at enabling me think critically in identifying the ideas, concepts and issues raised in the topics. This will in turn enable me acquire the ability to reflect, respond to similar issues and formulate similar ideas 3. What do I hope to learn from this assignment? The assignment will no doubt help me in my future studies and in practical application of learnt ideas. It will enhance grasping and understanding of concepts from the topics I have learnt more effectively, and enhance reflection and application of the same in real time social psychology in the future. Further, it will equip me with skills in critical thinking, evaluation and quick comprehension. In my future studies, it will help me to ref lect on learnt materials adequately, be able to identify and connect with the learnt ideas and apply the same in solving related issues. perspective. Reflective Learning Journal Topic: Self & Identity 1. Which aspect of the topic has interested me most? Why? In the topic Self and Identity, the aspect that has interested me the most is Spotlight effect and the illusion of transparency. This aspect is quite new to me and I never realized that such an experience had happened my life before without my knowledge. The aspect provides me with a new perspective on self-thinking, and its importance and significance in every day life. 2. What are the main ideas, concepts and evidence related to this aspect? The main ideas related to this aspect are the perceptions on self-focus, illusion of transparency cover and the spotlight effect. The concepts describe the language the body gives in certain feelings and the linking of the body language to certain feelings when in fact it is not the case. The body language can give a wrong impression and people can overestimate what one is thinking when it is completely the opposite. This is the spotlight effect discussed in the journal. A person can feel that they are under surveillance of other people when they are not. A person can be too conscious during public speaking and end up being different from the person they usually are in a normal or a social environment. The audience might really be interested in listening to the speaker but because the speaker is too self-conscious might end up underperforming because of thinking that they are being judged by the audience. Illusion of transparency explains how Some feelings are predictable and can be read by others. Feelings such as nervousness, happiness, anxiety, sadness and fear. However, some emotions cannot come out clearly. For example of love can rarely show out to others if the involved party decides to hide their feelings for each other (Myers, 2010) 3. What short quote from the text or reading illustrates an important point related to this aspect? The quote relating to this aspect is by Kenneth Savitsky and Thomas Gilovich who say that people feelings leak out and others normally notice. They forget that their internal stakes can leak out for others to see. For example, signs like trembling and nervousness can easily lead to detection of a liar (Myers 2010, p.60) 4. How is this aspect relevant to my social world? This aspect has enabled me

Case study of Union carbide and Bhopal Essay Example | Topics and Well Written Essays - 750 words

Case study of Union carbide and Bhopal - Essay Example Most Americans considering its controversial nature overwhelmingly waited for the verdict on Martha Stewart’s case on 27th, December 2001.However, the question on whether Stewart committed the crime is open to question. Martha Stewart was found at fault for selling her ImClone shares. The US attorneys accused her of obstructing fairness and that she was deceitful to investigators. According to attorneys, Stewart was blameworthy of insider trading. I strongly do not accept as true that Stewart committed an insider trading crime given that she acted on her stockbroker’s knowledge. Sam Waksal, the ImClone CEO did not either clue-up Stewart or her stock brokers the defiance of Food and Drug Administration (FDA) to appraise the untried cancer drug, Erbitux. Fascinatingly, Sam, on selling his shares, was just speculating on the decision that could be taken by FAD. He did not have the packed information and for that, could not reveal any to Stewart. Decisively, Martha did not commit insider-trading crime (Drew 707-708). Tight spot is whether the US Attorneys and the Securities and Exchange Commission (SEC) used good decision in indicting Martha Stewart. Stewart, having been advised by Bacanovic who was her stockbroker to sell her shares if ImClon shares fall below $60 saved $ 45,673. Banacovic complained that his worksheet had been altered but was considered malice. Although, SEC filed a civil complaint against Stewart, the resolution arrived at in indicting her is doubtful. The issue was supposed to be inside trading but was twisted to conspiracy, obstruction and lying to the investigators. Martha overtly denied accusations against inside trading. Though she got a call that Sam was selling her shares and went ahead to sell her shares too before calling Sam, she was not a victim of inside trade. She just relied on her friend’s trustworthiness. Prosecutors must have had additional motive for pursuing the case. Instead of filling a suit of inside tr ade against Stewart, which was supposed to be a criminal case, the issue of inside trade was left and the suit was certainly turned to a civil case. The prosecutor must have had a motive of proving a point to the public that even celebrities cannot escape the rule of law. There was no enough evidence to rule the case. The government simply wanted to show that it was strict on business crime (Drew 708-710). I certainly do not concur with the jury that Martha was guilty beyond reasonable doubt. How even in a nonprofessional’s language, can failure to provide evidence by an individual’s guilt be termed as obstruction of justice? Surprisingly, no one stood on the courtroom as a casualty of Stewart’s action. The fact that Stewart kept mum was not enough to declare her guilty. Stewart postulates that she acted upon receiving information that Sam was selling his stock. The information that she got was from a competent individual whom she solely depended on for guidance when it comes to stock matters. Upon hearing the information, she decided to sell her stock. Like any other individual, she could have not waited any further but to save her money before loss. In addition, Sam although he was the CEO of ImClone, did not receive any information from the Food and Drug Administration that their drug was going to be rejected. He further did not leak any information to Stewart that could make her gain inside knowledge about the

Preferred Stock Essay Example for Free

Preferred Stock Essay Preferred stock is a security that, similar to debt, promises a well-defined (specified) but not necessarily constant contractual cash flow (dividend) to the holders of the security. Unlike debt, it does not cause the firm to be subject to bankruptcy if the dividends are not paid. The term preferred stock implies that this security is in a more favorable position than the common stock. This conclusion is not likely to be valid for an individual investor paying taxes at a high rate on dividends. A corporate investor might like preferred stock because of a70%â€Å"dividend-received deduction†. The corporate tax savings associated with interest on debt make it difficult for preferred stock to compete with debt in the non-regulated sector of corporate activity. Also, the capital gains and tax deferred possibilities for individual investors of common stock give common stock tax advantages over preferred stock with a contractual dividend and little chance of capital gains. Preferred stock has historically been important to regulated public utilities, and it is likely to be approximately 10 percent of a typical public utility’s capital structure. Preferred stock is a hybrid form of capital, possessing a mixture of debt and common stock characteristics. Like the interest on debt, its dividends may be fixed over time. However, â€Å"participating† preferred stock shares income with common stock according to some prearranged formula and other preferred stock may pay a dividend that is linked to some independent measure such as the yield on government bonds. Like common stock, preferred stock is generally treated as equity capital for corporate tax purposes, so its dividends are paid from corporate earnings that have been taxed. Preferred stock generally has a perpetual life, although it may have a finite life, and it may have a call price specified and even a sinking fund where stock is to be repurchased by the firm in the open market. It is important to the issuing firm and to the investor that nonpayment of the preferred stock dividend does not trigger bankruptcy. Normally, common stock dividends cannot be paid until all past due preferred dividends have been paid or the preferred stockholders have been compensated by some other means. Preferred stock dividends have to be approved by the board of directors before they become a legal liability of the corporation. Preferred stock generally does not have voting rights, but if a preferred stock dividend is passed over, the preferred stockholders sometimes have the right to select one or more members of the board of directors. Although the dividends on some preferred stock are allowed as a tax deduction, currently in the United States dividends of preferred stock are not normally deductible for taxes by a corporation. This tends to limit the use of preferred stock by corporations.

The Meaning of Fahrenheit 451 :: Fahrenheit 451 Essays

The Meaning of Fahrenheit 451 Â   This book depicts a story about a futuristic world in the middle of a nuclear war. The government of this future forbids its people from reading or taking a part in individual thinking. During this time, the law against reading is new and the government is taken on a task of destroying all of the books. This is where we meet or main character named Guy Montag. He is a fireman. Him and his crew go around and burn books in libraries, and homes. Â   Â  I think the theme of the story is that there are many facets to a personality than is first visible. The book is narrated in third person. At the beginning of the book we see Guy Montag as a ruthless man who enjoys his job very much. Later on he discovers that he does not enjoy his life, it is merely a fake mask. He slowly discovers this in himself when he meets a teenage girl named Clarisse who is his new neighbor. She awakens a love and desire in Montag to enjoy the simple things in life. He also discovers that his happiness is fake when he discovers that he does not love his tranquilizer addicted wife who cares more about her television relatives than real life. Guy Montag slowly becomes unhappy with his life when he learns of Clarisse's death in an automobile accident and when he had to bun an old lady alive in her house because she refused to let them burn her books. Â   When we discover that Guy Montag is unhappy with his life, we start to respect that he is trying to change his way of life. When Montag goes to talk to his wife about the disadvantages about being a fireman, she offers no sympathy and tells him to stay away from her because all she knows is that books are unlawful. After awhile, Captain Beatty has a talk with Montag because he is suspicious of Montag's behavior. He tells Montag that the ideas in books are not real and they cause a dispute in people's minds. He says that ridding the world of controversy puts an end to dispute and allows people to live happy. Later on, Montag confesses that he had not just stolen one book but yet a small library.

Handicaps and Special Needs Essay

Handicaps and Special Needs people are those who are not considered â€Å"normal† because of their physical (blindness), mental (mental retardation), motor (unable to walk properly) or Auditory Perception Disability (â€Å"difficulty distinguishing subtle differences in shapes, reversing letters like â€Å"d† and â€Å"b† or â€Å"p and â€Å"q†, or confusing â€Å"E† and â€Å"3. â€Å"). Disability can be mild or severe. Because of their disabilities they may be unable to perform tasks, even simple routine ones like eating, walking or taking a bath without assistance from others. Assistance may be in the form of help extended like when a sibling will help a blind brother reach certain destination by holding his hand or in the form of modification to accommodate their disability like schools for mentally retarded children were specially designed in a manner that mentally impaired person are able to grasp certain lessons. Disabilities may be acquired at birth or certain period of life when they meet accidents or developed illness. This essay will discuss on three examples of handicapped and special needs. One example of handicap as cited above is blindness (physical disability). Blindness of course means that a person is unable to see. It is much easier to guide and assists a person who is not blind from birth. By then he already knows a lot of things, he knew the color red or how a tree looks or he can distinguish a cow from a lion without the necessity of touching. He can easily roam around the house or other familiar places without any assistance. For a blind person at birth, on the other hand, it may be difficult at first because they had never seen the things around them so they do not have any mental picture. For them, touching, listening and tasting are essential for learning (â€Å"Blindness† 1995). He never knew what circle is before so his hands need to touch a circle. In the case of Helen Keller, the famous blind woman, Anne Sullivan taught her what water was by letting water run down to her hands. To help them learn alphabet, Braille was invented wherein the letters were represented in the form of dots. With patience and perseverance however, a blind person, even those born blind, are able to live and enjoy a normal life with minimum assistance from others. An example of people with special needs is the autistic (learning disability). Medical experts classify Autism as a developmental disorder caused by the defective functioning of the brain. This disorder is characterized by failure to interact socially (do not play with other kids), failure in the use of language (inability to learn to talk) and engaging in repetitive and obsessive behaviors (playing with a certain toy for hours or constant twirling and turning). Autistic persons have limited interests and activities and they usually unable to understand emotional signals like anger or sadness and they do not respond when their names are called. If parents are observant they can detect that their child is autistic even as young as 18 months. Their early warning signs are their inability to make eye contact or respond to cooing appropriately like most babies do. Other signs that a child is autistic are: repetition of certain words or phrases when they are frightened or disturbed, pulling of their hair to mean that they are hurt or withdrawal from interaction with others, even with parents; they prefer to be alone and to â€Å"create their own world†, whatever that may be (â€Å"Pervasive† 2007). Parents of these children needs to be educated how to respond properly to this children and therapy and speech instructions are often recommended for an autistic person. Specialized schools are also available for them. A third example of handicapped is motor disability due to inability to use certain muscle groups resulting to difficulty in walking, running or climbing (motor disability). This may be a mild from of disability and wherein muscle therapy or medication is needed to cure the problem (An Introduction† p. 2). The aim of any normal person is to make living and working accessible for these types of people so that they also will be afforded opportunities for normal living. References â€Å"An Introduction to Special Needs†(2007). Retrieved October 1, 2007 from http://serch. cofc. edu/special/IntroductionToSpecialNeeds. pdf â€Å"Blindness†(1995). Kids Health. Retrieved October 1, 2007 from http://www. kidshealth. org/kid/health_problems/sight/visual_impaired. html â€Å"Pervasive Developmental Disorder†(2007). National Institute of Neurological Disorder and Stroke. Retrieved October 1,2007 from http://www. ninds. nih. gov/disorders/pdd/pdd. htm#Is_there_any_treatment

Notes On The And Values Essay - 1399 Words

HUMANRIGHTS AND VALUES ANIL KUMAR PGT POL SCIENCE AMSSS BAWALA Abstract: Today there is a growing awareness of the need based education industry, business, politics and other spheres of human – interaction and activity. It is also being increasingly realized that value based education particularly is the best guarantee of ensuring and establishing valued society encompassing all segments of human endeavor. With the advent of numerous and technological inventions and discoveries, tendentious social changes have occurred, they contributed to material prosperity and gave us a new outlook on life. Along with these communalism, regionalism, separatism and fissiparous tendencies, rampant corruption selfishness, greed for money and material and inhuman violence have eroded the edifice of the value structure of the past. Distressed at these unfortunate developments Mahatma Gandhi the father of our Nations has said’ â€Å"Earth has enough for every man’s need, but not for everymans greed. â€Å"If this global trend is not stopped mankind wou ld be doomed to destroy itself with the enormously powerful weapons of destruction created by technology. The only solution to prevent such a catastrophe lies in education. Value education should become the corner stone of the educational system and moral upliftment of younger generation which has started a few decades ago should be accelerated, strengthened and pursued with sincerity. Commitment and dedication, without any further delay, and before theShow MoreRelatedNotes On The Value Of Diversification1352 Words   |  6 PagesThe value of diversification Introduction Every finance students have learnt diversification is to reduce total risk by investing a basket of assets in portfolios. But what contributes to the success of portfolio diversification? A large number of assets? A variety types of asset allocation? Adding international investment? Numerous of risk factors? They are all indicators of a well-diversified portfolio. In this case, we will discuss about the advantages and disadvantages of diversification in portfolioRead MoreNotes On The Value Of Diversification1497 Words   |  6 PagesThe value of diversification Introduction Diversification is worth more than a word. It works on reducing the total risk of a portfolio with different asset types. But what contributes to the success of portfolio diversification? A large size of portfolio? A variety types of asset allocation? Adding international investment? Numerous of risk factors? They are all indicators of a well-diversified portfolio. But it is hard to achieve a perfectly diversified portfolio in reality because you cannot diversifyRead MoreNotes On Value Of Money1031 Words   |  5 PagesIn this chapter 4, Time Value of Money we discussed about Future Value, Present Value, Rates of return and Amortization. Future value is the value of an asset at a particular date that means a given sum of money is â€Å"worth† at a specified time in the future with certain interest. It is product of present value and accumulation function. Present value also known as Present Discounted value. It is less or equal to the future value because of money has interes t rate. For example â€Å"A dollar today is worthRead MoreNotes On The Value Of Dividend Policy1496 Words   |  6 Pagesshareholders satisfaction when declaring more dividends and retaining less profits and the potential investment opportunities and firm’s expansion which will be negatively affected in this case, and vice versa. Thus the relation between dividends and share value is not precise and finance managers must clearly understand the various factors impacting the dividend policy when deciding how to allocate a firm’s earnings. 2.1.2 Types of Dividend As mentioned earlier, dividends distribution may take multiple formsRead MoreA Note On The Value Of Physical Contact910 Words   |  4 Pagesaround touch. Babies crave nurturing and nearness to their mother from the minute they exit the womb. Something as simple as a warm embrace can wipe sorrow and stress away. This need for physical contact is the reason why letters carry so much more value than an email or text message. Letters are tangible: they’re a piece of paper that can be stored in a drawer or tacked up on a wall. They require time and attention to write, so they are able to convey such an emotional closeness people who are farRead MorePersonal Note On Value Yourself1139 Words   |  5 PagesValue Yourself The sun was shining slightly through the thick fog, and as I walked out the front door I could distinctly smell the diesel fuels coming from the silver truck. While I waited on my little sister to finish her breakfast, I packed both of our backpacks and lunchboxes into the backseat of the truck. I hopped in the front seat and asked to play on Brian’s, our close family friend who took us to school, phone until my sister was done eating her breakfast. He always let me play Angry BirdsRead MoreNotes On The Net Present Value1462 Words   |  6 PagesQuestion C [1] The Net Present Value [NPV] is the total sum of the present values of all the expected cash flows. For a project with a normal cash flows, this would mean that the NPV is the present value of expected cash flows minus the initial cost of the project. The formula is as such; NPV = -CF0 + CF1 (1+k)-1 + CF2 (1+k)-2 + †¦ + CFn (1+k)-n where; CF0 is the initial investment outlay, or cash outflow CFt is the after-taxed cash inflows at time t k is the required rate of return for the projectRead MorePersonal Note On Familial Values1406 Words   |  6 PagesFamilial Values Family—a word that is such a crucial part of most people’s daily lives, yet only a few understand its value. Webster dictionary defines family as, a group of people united by certain affiliation or conviction. Family can be considered the fire that drives humans to strive for the best. Most families are dynamic, meaning that the roles of the family members are in constant flux. Persistent fluidity keeps the family together, as everyone has the power to express their feelings. YetRead MorePersonal Note On Core Value1361 Words   |  6 PagesCore Value I. Understand that writing is a practice which involves a multi-stage, recursive and social process. This core value is about being able to demonstrate in your writing that you are able to take others feedback and use their feedback to revise your own essay, which I used throughout my first essay and the other two as well. While writing my essays the feedback from others has helped me make my essays better and more interesting. Without peer-editing my essays would have never became strongerRead MoreNotes On Reserve Value Ratios1137 Words   |  5 PagesReserve Value Ratios Value of Proved Reserve Additions per BOE As with the finding costs ratio per BOE, the value of proved reserve additions ratio has several different methods of calculation. Because the finding costs ratio and value of additions are both used to calculate the value added ratio, discussed later, this analysis uses the simplest formula without revisions to maintain consistency. The cost changes used in the ratio came from the changes in the standardized measure of discounted future